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What We Insure

Take a look below at some of the insurance services we provide. Click Here to view some of the carriers we represent. Then let one of our agents discuss your needs and help you find the best option for you and your family. You can also request a quote using our online quote forms.

Business Insurance

No matter what industry you're in, Liberty Coverage can provide your business with a personalized quotation that will fit your company's needs.  We have access to over seventy five A+ rated insurance companies through various market intermediaries and direct binding authority for more than fifteen.  From very large to very small size customers, allow our representatives secure the coverage you need at the price you want.


To get a Commercial quote now please click here:  Commercial insurance quote request


Garage Liability

Click here for our new Car Wash/Garage Program

 Our office specializes in writing Garage Liability and Garage Keepers Legal Liability.  For the past fifteen years, Liberty Coverage has consistently and competitively written all types of garages and car washes in the tri-state area.  We have up to seven carriers that aggressively underwrite this coverage.  From Auto Body shops and Gas Stations to Car Washes and Quick Lubes, we can tailor your coverage and premium to fit your needs.


To talk to a professional Please contact us:  Click Here


Sanitation, Refuse, and Garbage Haulers

The insurance market for the Sanitation industry has shrunk rapidly over the past five years while premiums have severly escalated.  Liberty Coverage has several strategic market alliances to counter those market conditions.  With more than five A+ rated carriers, Liberty can pick and choose which Auto, GL, Umbrella, or Workers Comp policy that fits you best, and match them up accordingly.  The ability to pair different insurance companies together, without leaving gaps in coverage, significantly increases your chances of saving money. 
To talk to a professional Please contact us:  Click Here


Fuel Oil Dealers

The risks inherent to a Fuel Oil Dealer are tremendous.  In today's legal arena, attorneys have a field day when it comes to oil spills and pollution liability.  It is important that the correct coverage is secured with the correct carrier.  Liberty Coverage has over fifteen years experience writing this class of business.  We have access to several A+ rated carriers and programs that are industry specific to Fuel Oil Dealers.  For your benefit, we have partnered with an oil spill remediation company to provide 24 hour emergency spill response and reduced cleanup costs to you and your insurance carrier. 


To talk to a professional Please contact us:  Click Here


Commercial Auto

We have markets to insure all forms of commercial automobile schedules.  Some classes include: Contractors, Waste Haulers, Truckers, Fuel Oil Dealers, Corporate Owned Vehicles, Tow Trucks, etc.  Please call us to set up an appointment to go over your current coverage and quote you through our programs.
To get a Free Quote Please click here:  Commercial Auto


Business Owners Pkg. (BOP) that fits your needs!

When it comes to BOP policies, Liberty Coverage can cover just about anything.  We are direct writers for several A+ rated carriers that specialize in Business Owners Policies.  These policies can range from retail, storefront shops to small in-home businesses.  We also write contractors under a specialized CBOP coverage form with Harleysville Insurance Co.  This type of policy offers contractors comprehensive BOP type coverage with the advantages of BOP pricing.  We can rate these policies in-house, so allow us to quote your coverage today.
To get a Free Quote Please click here:  Business Owners Pkg. (BOP) that fits your needs!


Habitational Insurance

Habitational exposures are a preferred and specialized class of business for Liberty Coverage.  With over fifteen years expreience and several direct carriers, we can offer you a comprehensive, competitive quote on any of the following:  Apartment houses, Condominium complexes, Multi-familiy rental dwellings, etc.  Various coverages including Lead liability, D&O coverage, Large Limit Umbrellas and Fidelity Bonds can be secured and tailored to your specific needs. 
To get a Free Quote Please click here:  Habitational Insurance


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Locations


823 West Jericho Tpke.
Suite 1A
Smithtown NY 11787
Phone: 631-864-0370
Fax: 631-864-8274

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